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 · The terms and conditions you get on your mortgage will be a crucial factor in your financial picture for years to come. It makes sense to do your best to vet not only the actual mortgage company but the interest rate and other loan terms. The following questions are ones you should be able to ask any lender or mortgage broker.

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What Is a Mortgage Broker? | The Truth About Mortgage – Opinions aside, a mortgage broker is essentially a middleman between the borrower/homeowner and the bank or mortgage lender. They work directly with both the consumer and the bank to help consumers qualify for a mortgage, whether it be a purchase mortgage or a refinance.